Happy Body Now Clinic

INSURANCE COVERAGE

Please verify health insurance coverage before scheduling your visit. 


You can do this by calling your insurance company or going to your insurance company’s provider directory and verifying that Dr Hurley is covered on your plan:
Dr Karen Hurley ND, NPI 1144469297

 We cannot verify benefits for you.

COMMERCIAL PLANS


Dr Hurley is IN NETWORK (contracted) with most commercial plans in Washington, including Regence, Premera/Lifewise,  First Choice  (including Kaiser PPO).

Dr Hurley is OUT OF NETWORK (not contracted) with Aetna, Cigna, Kaiser Core (also known as HMO), TriCare and all Medicaid plans.

If you purchased your plan through the Marketplace (Washington Healthplanfinder), please confirm that Dr Hurley is listed as a primary care provider (PCP) on your plan. 

HEALTH SHARE PLANS

We are happy to provide invoices for health care cost sharing plans, just let us know what you need.

QUESTIONS TO ASK ABOUT YOUR INSURANCE COVERAGE

  • Is my doctor designated a primary care provider or a specialist?
  • If my doctor is out-of-network, do I have out-of-network benefits under my plan?
  • What is the coverage for any healthcare I receive out-of-network?
  • Do I need a pre-authorization or a referral?
  • Do I have a deductible, and how much is remaining?
  • What percentage will my health insurance cover for my care?
  • What is my co-insurance amount?
  • How much do I pay at each visit to my doctor (co-pay)?
  • What are my preventive benefits?